Need an appraisal in Provo or Utah County?

Check out the top reasons UT homeowners use Rocky Mountain Appraisal Group, LLC:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower a monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a UT divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in UT

Do you own a house in or near Provo? Do you need help deciding the value of your real estate?
Contact Rocky Mountain Appraisal Group, LLC.

We at Rocky Mountain Appraisal Group, LLC understand the particular needs of a homeowner looking for appraisal services. Our typical business clients understand the appraisal process and the standard "products" we deliver to them. Being a regular consumer that ordinarily doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Rocky Mountain Appraisal Group, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Rocky Mountain Appraisal Group, LLC is experts in helping homeowners just like you remove unneeded PMI insurance.

Challenge a property tax assessment

If you live in a region that is going down or not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. An expert appraisal from Rocky Mountain Appraisal Group, LLC is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Rocky Mountain Appraisal Group, LLC can help you reinstate your home equity line of credit with a professional appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have a professional double-check it for efficiency or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Rocky Mountain Appraisal Group, LLC can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Rocky Mountain Appraisal Group, LLC can help with that too. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.